Agreement to Terms

By accessing or using the Rare Cognition website (rare-cognition.com) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

These Terms of Use constitute a legally binding agreement between you and Rare Cognition Ltd, a company registered in the United Kingdom.

Use of Our Services

Eligibility

You must be at least 18 years old to use our services. By using our services, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.

Account Responsibilities

When you engage our services, you agree to:

  • Provide accurate, current, and complete information
  • Maintain the confidentiality of any account credentials
  • Notify us immediately of any unauthorized use
  • Accept responsibility for all activities under your account

Prohibited Uses

You agree not to:

  • Use our services for any illegal purpose
  • Provide false or misleading information
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our services
  • Violate any applicable laws or regulations
  • Infringe upon intellectual property rights

Intellectual Property Rights

Our Content

All content on our website, including text, graphics, logos, images, and software, is the property of Rare Cognition Ltd or its licensors and is protected by UK and international copyright laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not permit you to:

  • Modify or copy our materials
  • Use materials for commercial purposes
  • Remove copyright or proprietary notations
  • Transfer materials to another person

Services and Deliverables

Nature of Services

Rare Cognition provides strategic financial advisory services. Our services are for informational and educational purposes and should not be construed as:

  • Financial advice regulated under the Financial Services and Markets Act 2000
  • Investment advice or recommendations
  • Legal or tax advice
  • Guaranteed financial outcomes

Professional Advice

While we provide strategic financial guidance, you should consult with qualified financial advisors, accountants, or legal professionals before making significant financial decisions.

No Guarantees

We do not guarantee specific financial results. Individual results vary based on personal circumstances, market conditions, and implementation.

Payment Terms

Service Fees

Fees for our services are as stated on our website or in your service agreement. All prices are in British Pounds (GBP) and include VAT where applicable.

Payment

Payment is required before service delivery unless otherwise agreed in writing. We accept payments through methods specified on our website.

Refund Policy

Our refund policy is as stated in individual service descriptions. Refund requests must be submitted in writing within the specified timeframe.

Confidentiality

Your Information

We treat all client information as confidential and will not disclose it to third parties except:

  • With your explicit consent
  • As required by law
  • To service providers bound by confidentiality agreements

Your Obligations

You agree to keep confidential any proprietary methodologies, frameworks, or strategies we share with you as part of our services.

Limitation of Liability

To the maximum extent permitted by law, Rare Cognition Ltd shall not be liable for:

  • Indirect, incidental, special, or consequential damages
  • Loss of profits, revenue, or data
  • Business interruption
  • Financial losses resulting from implementation of strategies

Our total liability in any matter arising from our services shall not exceed the amount paid by you for the specific service giving rise to the claim.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness of content

Indemnification

You agree to indemnify and hold harmless Rare Cognition Ltd, its directors, employees, and agents from any claims, damages, losses, or expenses arising from:

  • Your violation of these Terms
  • Your use of our services
  • Your violation of any rights of another party
  • Your violation of applicable laws

Termination

We reserve the right to terminate or suspend your access to our services immediately, without prior notice, for:

  • Breach of these Terms
  • Fraudulent or illegal activity
  • Requests by law enforcement
  • Extended periods of inactivity

Upon termination, your right to use our services will immediately cease.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

Before pursuing legal action, we encourage you to contact us to resolve disputes informally. We commit to working in good faith to resolve any issues.

If informal resolution fails, you agree to first attempt mediation before initiating litigation.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

  • Posting the updated Terms on this page
  • Updating the "Last updated" date
  • Sending email notification where appropriate

Your continued use of our services after changes constitutes acceptance of the updated Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Rare Cognition Ltd regarding our services.

Contact Information

For questions about these Terms of Use, please contact us:

Rare Cognition Ltd
42 Kingsway
London WC2B 6EX
United Kingdom
Email: [email protected]